After a long and difficult year, there’s nothing like a long-awaited vacation. You dream, search for travel destinations and start planning the place you always wanted to visit. Then there’s the question of money, which makes you wonder if there’s any point in continuing. If you’re having trouble, you’re not [...]
Ask a group of people to define financial freedom and you’ll probably get a dozen answers. For some, financial freedom means being able to pay bills with change every month or having a fully funded emergency account. Others may wish to retire earlier and travel extensively. “It’s important to take [...]
Whether you’re buying small things like groceries or big things like a new car, it’s easy to go overboard and overspend. This is especially true when stores and websites are designed to encourage you to spend as much as possible, even as inflation increases the cost of almost everything. Present [...]
subscriptions are now available for everything from multivitamins to movies, and the costs can add up quickly. While consumers estimate that they spend $86 a month on subscriptions, the average monthly spend is actually $219, according to a 2022 study by C+R Research. Also, people tend to subscribe to automatic [...]
The 1990s bestseller “Men Are From Mars, Women Are From Venus”; sold millions of times. She explained in detail how men and women often approach situations very differently and elaborated on these differences. But how do the sexes differ in financial matters? “While it is important to recognize that individuals [...]
If you haven’t received your tax refund yet, you’re probably looking forward to it. You may also be wondering how your repayment rate compares to the US average. You are in the right place, so read on. What is the average return?‘s average yield as of April 21, 2023 was [...]
Spending pooling can be a powerful cost-cutting strategy, and one way to achieve this is by creating multi-generational families. When several adults earn and live together, they can save and save. This is also becoming increasingly common, especially as inflation drives up the cost of goods and services. A study [...]
Taxpayers breathed a sigh of relief after the April tax return deadline. Another year of difficulties collecting receipts and calculating expenses has passed. However, tax season doesn’t have to be a frantic rush to collect tax records. Instead of waiting until next spring to organize, start now. With mobile apps, [...]